Business insurance is often made up of different types of policies to cover different things, similar to how your health insurance can include medical, dental, and vision coverage. Here are some of the policies small business owners may need:

• General Liability Insurance: Often considered the Swiss Army knife of insurance, general liability can cover a lot, including costs from third-party accidents, property damage, bodily injury, and more.
• Professional Liability Insurance: Nobody’s perfect, and that’s where professional liability insurance comes in. It can be helpful in cases of honest mistakes or claims of negligence.
• Workers’ Compensation Insurance: This coverage can protect your business and help take care of employees who get sick or injured on the job.
• Cyber Insurance: Small businesses are big targets for cybercriminals. Cyber insurance can help cover costs associated with stolen customer data, cyberattacks, breaches, and fraud.
• Business Owner’s Policy (BOP): A BOP combines different types of coverage, such as general liability and commercial property insurance, into a single policy.

Putting these coverages together for you is where we come in. You tell us a bit about your business—online or over the phone—and we customize coverage options based on what you do and what you need.

It’s your business, so it should be your insurance as well. That’s why we’re here.