Insure your small
business in minutes.

Simply Business is dedicated to making small business insurance simple and accessible. Our robust digital marketplace allows small business owners to find and buy the insurance they need online, matching them with coverage from multiple top insurers to offer choice, transparency, and value. We have nearly 20 years of experience supporting small businesses, with over 1 million customers worldwide.

As a digital insurance broker, we host an online marketplace to give you access to top-rated insurers that offer policies to meet your specific business insurance needs. We’ll ask you three simple questions about your business, and quickly send you quotes tailored to your needs. Pick the policy that’s right for you, pay online, and for many policies, get your certificate of insurance, all within 10 minutes.

Simply Business offers a number of foundational insurance policies to help protect your small business, including general liability, business owner’s policy, workers’ compensation, and professional liability. We also offer coverage options that act as specialized “add-ons” to fill specific gaps the foundational insurance policies don’t cover—such as protecting equipment in transit (inland marine), covering your inventory (business personal property), or shielding you from professional mistakes (E&O).

Laws vary by state, but it’s common for general liability insurance to be required for small business owners. Your free quote takes your location into account, and our licensed agents can help you determine your needs. If you have employees, you’ll need to have workers’ compensation coverage.

Most small businesses pay a median cost of $27-$101 per month* for core coverages – general liability, business owner’s policy (BOP), workers’ compensation, professional liabilty and inland marine. The factors that go into the cost include:

• Your experience
• Type of work you do
• Business size
• Location
• Number of employees
• Coverage type & limits
• Your claims history

*Data from Simply Business customers who purchased one of the policies listed above from July 1, 2025 to December 31, 2025.

To get an online quote, start right here. We’ll ask you three simple questions about your business, and quickly send you quotes tailored to your needs. Pick the policy that’s right for you, pay online, and for most policies, get your certificate of insurance, all within 10 minutes.

You can manage most policies on the go by logging into your Simply Business online customer account through your phone’s browser. You can instantly download your certificate of insurance (COI), update your payment method, and manage coverage details without needing a computer.

To file an insurance claim, you’ll need to contact your insurance company as soon as possible. You can find their contact info and filing instructions on our claims page. If you have trouble getting in touch with them, please call us. You should have the following items ready when you file your claim: – Policy document and policy number.

• Date, time, and location of the incident; brief description; parties involved
• Photos or videos, receipts, and correspondence
• Any formal documentation of the incident. This could include police reports, estimated damages, proof of loss and value, or medical cost

For most providers, your certificate of insurance (COI) is sent with your policy documents as soon as you make your purchase. You can download it anytime from your Simply Business online customer account. It’s fast, easy, and if you need a hand, our licensed agents are here to help.