Steel erectors insurance
One application, multiple quotes.
All in one place.
Essential Protection
From
$20.75
/month*
Could help cover claims against your business for property damage and injuries to others.
What’s included:
General Liability
Coverage limits: $100K to $2M†
Get multiple quotes in less than 10 mins
Essential Protection
From
$20.75
/month*
Could help cover claims against your business for property damage and injuries to others.
What’s included:
General Liability
Coverage limits: $100K to $2M†
Get multiple quotes in less than 10 mins
Would you rather pick and choose your coverage? Explore all options
Over 1 million customers worldwide.
Buy instantly online.
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Why Do I Need Steel Erector Insurance?
As you are involved in creating the framework of buildings, it’s safe to say that steel erectors are exposed to many risks. Since you’re working on different client sites, there’s the potential for accidents and property damage. Plus, if an employee gets hurt on the job, your business could be exposed to lawsuits and medical claims.
Below are some of the most common types of insurance policies that steel erectors carry to stay protected.
What Type of Steel Erector Insurance Do I Need?
General Liability
A foundational insurance coverage to help handle costs from third-party accidents, property damage, and bodily injury.
From
$20.75
/month*
Workers’ Comp
Coverage to help take care of employees who get sick or injured on the job. Most states require this coverage for small businesses with full- or part-time employees. It also can benefit business owners who don’t have employees.
From
$38.91
/month*
Business insurance —
a quick explainer
Learn more about policies for small businesses, what they cover, why you might need them, and how we can help – all in just 60 seconds.
Business insurance is often made up of different types of policies to cover different things, similar to how your health insurance can be made up of medical dental and vision coverage. Here are some of the ones small business owners need. General liability is kind of the Swiss army knife of insurance. It can do a lot, like help handle costs from third party accidents, property damage, bodily injury, and more. Nobody’s perfect, right? That’s what professional liability is for. It could come in handy in the event of honest mistakes or claims of negligence. Workers’ comp can protect your business and help take care of employees who get sick or injured on the job. Small businesses are big targets for cyber criminals. Cyber Insurance can help cover costs associated with stolen customer data, cyber attacks, breaches, and fraud. BOP or a business owners policy combines different types of coverages like general liability and commercial property insurance. Putting them together for you is where we come in. You tell us a bit about your business online or on the phone, and we customize the coverage options for what you do and what you need. It’s your business, it should be your insurance as well. That’s why we’re here.
What Does Steel Erector Insurance Cover?
Without the right insurance, one unexpected mishap can drain your profits. Here’s how steel erector insurance can help protect you from common risks.
General Liability Insurance for Steel Erectors
General liability insurance — also known as commercial general liability (CGL) insurance — covers costs associated with third-party accidents, property damage, and bodily injury. Without this type of coverage, your steel erector business may be responsible for those costs. That’s why we recommend that steel erectors carry general liability insurance, as it can provide their business with essential protection.
General liability usually covers:
- Bodily injury
- Third-party property damage
- Personal and advertising injury
- Medical expenses
- And more
General liability insurance usually does not cover:
- Damage to your own property
- Professional services
- Workers compensation or injury to your employees
- Damage to your work
- Expected or intentional injury or damage
- And more
Learn more about General Liability Insurance.
Professional Liability Insurance for Steel Erectors
Professional Liability insurance – which is also referred to as errors and omissions insurance (E&O insurance) – is a type of policy that provides coverage in the event a customer alleges negligence from your professional services. If your customer decides to sue your business for mistakes related to your services, your professional liability insurance policy may cover damages and legal costs that you might be ordered to pay due to negligence.
Additionally, if a [related service] goes wrong for any number of reasons, you may be susceptible to a lawsuit from a customer, whether or not negligence occurred.
Professional liability insurance usually covers:
- Negligence or alleged negligence
- Legal defense costs
- Claims involving libel and/or slander
- Copyright infringement
- Claims and damages
- And more
Professional liability insurance usually does not cover:
- Intentional negligence
- Bodily injury
- Property damage
- False advertising
- Employment matters
- Patents and trade secrets
- And more
Workers Compensation Insurance for Steel Erectors
If an employee gets sick or injured while working for you, workers compensation – also known as employers liability insurance – can provide your business with financial protection. Most states require businesses to carry this policy when you hire your first employee, so be sure to add it to your coverage if you have a team.
Coverages include:
- Medical Payments
- Lost Wages
- Rehabilitation expenses
- Death Benefits
Here’s how workers compensation insurance works: If an employee gets injured on the job, this insurance can cover medical costs and lost wages. Carrying workers compensation can provide much-needed security, as having this coverage in place prevents an employee from suing your business for workplace injuries.
How Much Does Insurance for Steel Erectors Cost?
While there’s no single answer for how much insurance costs for steel erectors, you can get an estimate for what you may pay based on:
- Your revenue
- Your payroll
- Your business location
- The type of services you provide
- And more
Want to find out how much your steel erectors business insurance may cost?
Click here to answer a few questions so we can help you learn how much you can expect to pay for your steel erectors insurance coverage.
What Does Steel Erector Insurance Cost
Try our insurance calculator.
Get a quick estimate in just 3 steps.
Answers to More Steel Erector Insurance Coverage Questions
Because business insurance can be a bundle of several policies, you may be required to carry some coverage but not other coverage types.
For instance, perhaps your state requires you to carry workers compensation if you have employees, but not general liability insurance.
The amount of coverage your business may need will depend on a few components:
- The size of your business
- Your business’s location
- Your annual revenue and payroll
- And more
If you aren’t sure what type of insurance coverage you need, don’t worry, our licensed insurance agents are available to assist you.
If you’re ready to check out your free quotes, it’s a good idea to have the following information ready, to make the process as quick as possible:
- Annual revenue estimates
- Payroll estimates
- Information on any previous claims
It may, as your state may have different insurance requirements for steel erectors than another state.
That’s why our quote process is such a helpful part of designing your insurance plan. Our platform can narrow down the policies that will provide coverage to you in your state, based on your needs and location, and let you compare the prices and coverage limits of these policies.
Insurance for steel erectors depends on the policies you need to meet your business’s needs. If you opt for both core policies — general liability and workers compensation — your insurance plan can cover:
- Bodily injury
- Accidents and damages
- Employee injuries
- And more
The cost of insurance for steel erectors varies, depending on your business and its needs. In general, you can expect the price of your insurance premiums to be determined by:
- The number of employees and subcontractors who work for you
- Your business location
- The type of services you provide
- And more
Ready to see how much your concrete contractor insurance may cost? Just click here and get free quotes from top insurers across the country.
Why Small Businesses Choose Simply Business
Small business insurance is what we do. Whether it’s covering you for accidents and errors, meeting workers’ comp requirements, or financially protecting your business from the unexpected, we can help find the coverage you need for your business.
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*The displayed price for each product is a monthly estimate calculated from the 10th percentile of relevant policies sold by Simply Business (e.g., General Liability data is used for General Liability estimates). This estimate uses data from relevant policy sales between July–December 2025. Final price and payment terms, which may include an initial down payment, are subject to change based on your state, selected insurance provider, and specific business details.
† Limits may vary by state and nature of your business.
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