Small Business Insurance
Compare quotes from top insurers and buy instantly online, 24/7
Search
Find what you need in just 10 minutes online, 24/7.
Compare
Get customized coverage recommendations and quotes from top-rated small business insurers.
Save
Choose among affordable policies, many with savings up to 20% and monthly payment options.*
Insuring over 1 million small business owners worldwide.
This block is configured using JavaScript. A preview is not available in the editor.
Highly rated carriers. Handpicked for small businesses.
Buy Small Business Insurance Online
General Liability Insurance
Coverage for third-party accidents, property damage, and bodily injury.
Professional Liability Insurance
Coverage for damages and legal costs for mistakes or negligence claims.
Workers’ Compensation
Coverage to help take care of employees who get sick or injured on the job.
Business Owner’s Policy (BOP)
General liability, commercial property insurance, business interruption insurance and more all in one convenient package.
We cover 400+ types of businesses
Don’t see what you’re looking for? No worries. You can find more businesses here.
Business insurance simplified
Tell us about your small business
Receive and compare quotes from top-rated insurers
Get back to what matters — your business
We’ve helped insure more than 1 million small businesses, worldwide.
See what some of them have to say.
This block is configured using JavaScript. A preview is not available in the editor.
Frequently asked questions
Simply provide some information about your business and we’ll search for the coverage your business may need from leading insurers. Then, you choose what works best for you.
We recommend our online quote tool. It’s easy to use and can provide you with a quote in just 10 minutes.
Business insurance premiums are based on several factors, including:
- What your business does
- Where your business is located
- How many employees you have
- Your estimated revenue
Premiums also can vary among insurers, which is why we work with a variety of different providers to help find the coverage and price that works for you.
You can download a copy of your certificate of insurance (COI) to your computer or mobile wallet 24/7 using your Simply Business online account.
Currently every state, except Texas, requires most employers to purchase workers’ compensation insurance. You can learn more here.
It depends on your type of business, but we typically recommend both general liability and professional liability insurance. You can get expert recommendations by using our online quote tool.
*20% savings calculation based on comparison savings on general liability policies. Actual savings may vary based on the nature of your business, its location, and insurance provider appetite. Savings percentage is calculated using the average price difference of quotes from the Simply Business panel of insurance providers. Monthly payment options dependent on carrier availability.
†Prices, costs, premiums, savings and coverage displayed on this website before receiving a bindable quote are estimates only and may not be available. Actual prices, costs, premiums and savings, and the availability of coverage may vary by state, insurance provider, and nature of your business. Our website contains general descriptions of coverage however your coverage is subject to the terms and conditions of the policy you purchase. Policies are underwritten by third-party insurance providers, and each provider handles claims on its own policies.